CIH Bank
Morocco's historic real estate and hospitality financing specialist, now a full digital-forward universal bank.
Headquarters
CasablancaFounded
1920, as Crédit Immobilier et Hôtelier
Regulator
Bank Al-Maghrib
Parent / Group
CDG Group (Caisse de Dépôt et de Gestion)
Overview
CIH Bank built its reputation as Morocco's specialist real estate and hospitality lender — its full original name, Crédit Immobilier et Hôtelier, says exactly what it was built for — and that specialization remains a genuine strength today, alongside a broader push into digital retail banking.
History
Established in 1920 as Crédit Immobilier et Hôtelier, a specialized real estate and hotel-financing institution, CIH transitioned into a full universal bank over recent decades while retaining deep real estate sector expertise. CDG Group, Morocco's sovereign deposit and investment fund manager, is a key shareholder.
Key Figures
Founded
1920
Original specialization
Real estate and hospitality financing
Ownership
CDG Group (Moroccan state-linked institutional investor)
Listing
Casablanca Stock Exchange
Services & Investor Support
Foreign Investor Support
A genuinely strong specialist option specifically for real estate and hospitality-sector investors, with financing expertise most universal banks can't match on this specific sector.
International Presence
- Morocco-focused, standard international correspondent relationships
Languages Supported
Industries Financed
ESG Financing
Available — Green real estate and energy-efficiency financing lines tied to its core real estate specialization.
Advantages for International Investors
- Unmatched historical depth in real estate and hospitality financing specifically
- CDG Group backing provides institutional stability
- One of Morocco's most digitally advanced retail banking platforms
- Project finance capability for hospitality developments
Required Documents
- Valid passport (all beneficial owners and signatories)
- Proof of address (home country, less than 3 months old)
- Company incorporation documents, if opening a corporate account
- Foreign investment declaration filed with the intermediary bank (Office des Changes regime)
- Source-of-funds documentation
- Morocco tax ID (Identifiant Fiscal), once available
Document requirements vary by account type and bank — confirm the current checklist directly with the institution, or use the Banking Guide for the general process.