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Participative Bank

Bank Al Yousr

Banque Populaire's participative banking subsidiary, giving it access to BCP's cooperative branch network alongside dedicated Sharia-compliant products.

Headquarters

Casablanca

Founded

Launched 2017

Regulator

Bank Al-Maghrib

Parent / Group

Banque Populaire (participative subsidiary), in partnership with Guidance Financial Group

SWIFT/BIC: Confirm directly with the bank before any wire transfer Official Website
Corporate Banking Islamic Banking SME

Overview

Bank Al Yousr is Banque Populaire's participative banking subsidiary. Its parentage matters: it can lean on BCP's cooperative-network SME and regional relationship depth, applied through a Sharia-compliant product structure.

History

Launched in 2017 as one of Morocco's first participative banks, structured as the dedicated subsidiary of Groupe Banque Centrale Populaire, in partnership with Guidance Financial Group.

Key Figures

Launched

2017

Parent group

Banque Populaire (Groupe BCP)

Strategic partner

Guidance Financial Group

Services & Investor Support

Private Banking
Corporate Banking
Investment Banking
SME Financing
Trade Finance
Project Finance
Islamic (Participative) Finance
Digital Banking

Foreign Investor Support

A relevant option for SME-scale Gulf or diaspora investors who want a participative-banking relationship with the regional reach of Morocco's cooperative banking network behind it.

International Presence

  • Access to Banque Populaire's diaspora banking network for participative-compliant products

Languages Supported

ArabicFrench

Industries Financed

SMEReal EstateAgriculture

ESG Financing

Not currently documented No dedicated ESG financing line publicly documented at this time — confirm current offering directly with the bank.

Advantages for International Investors

  • Access to Banque Populaire's cooperative-network SME and regional relationships
  • Full participative product suite for retail and SME financing
  • Genuine reach outside Morocco's largest cities via the BCP network

Required Documents

  • Valid passport (all beneficial owners and signatories)
  • Proof of address (home country, less than 3 months old)
  • Company incorporation documents, if opening a corporate account
  • Foreign investment declaration filed with the intermediary bank (Office des Changes regime)
  • Source-of-funds documentation
  • Morocco tax ID (Identifiant Fiscal), once available

Document requirements vary by account type and bank — confirm the current checklist directly with the institution, or use the Banking Guide for the general process.

Frequently Asked Questions

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