BTI Bank
Bank of Africa's participative banking subsidiary, backed by Al Baraka Banking Group — one of the Gulf's largest Islamic banking networks.
Headquarters
CasablancaFounded
Launched 2017
Regulator
Bank Al-Maghrib
Parent / Group
Bank of Africa (participative subsidiary), in partnership with Al Baraka Banking Group (Bahrain)
Overview
BTI Bank is Bank of Africa's participative subsidiary, structured in partnership with Al Baraka Banking Group of Bahrain — one of the largest and most established Islamic banking networks in the Gulf. That partnership gives BTI Bank a genuinely international participative-finance pedigree relative to most of its Moroccan peers.
History
Launched in 2017 as the participative banking subsidiary of Bank of Africa (BMCE Group), in strategic partnership with Al Baraka Banking Group, a Bahrain-based Islamic banking group with operations across the Middle East, Africa and Asia.
Key Figures
Launched
2017
Parent group
Bank of Africa
Strategic partner
Al Baraka Banking Group (Bahrain)
Services & Investor Support
Foreign Investor Support
One of the most internationally-connected participative banks in Morocco, given Al Baraka's own multi-region Islamic banking footprint — relevant for investors who want participative structuring recognized across multiple jurisdictions, not just Morocco.
International Presence
- Al Baraka Banking Group network (Middle East, Africa, Asia)
- Bank of Africa's African correspondent network
Languages Supported
Industries Financed
ESG Financing
Available — Participative trade and project finance structured around asset-backed, risk-sharing principles consistent with ESG-oriented mandates.
Advantages for International Investors
- Backed by Al Baraka Banking Group, one of the Gulf's largest Islamic banking networks
- Inherits Bank of Africa's trade-finance specialization
- Cross-jurisdictional participative banking recognition via the Al Baraka network
Required Documents
- Valid passport (all beneficial owners and signatories)
- Proof of address (home country, less than 3 months old)
- Company incorporation documents, if opening a corporate account
- Foreign investment declaration filed with the intermediary bank (Office des Changes regime)
- Source-of-funds documentation
- Morocco tax ID (Identifiant Fiscal), once available
Document requirements vary by account type and bank — confirm the current checklist directly with the institution, or use the Banking Guide for the general process.