AML / KYC Notice
How WE ARE TOGETHER approaches anti-money-laundering and know-your-customer diligence for engagements that require it.
Executive Summary
This notice explains WE ARE TOGETHER's approach to anti-money-laundering ("AML") and know-your-customer ("KYC") diligence. A platform connecting investors with real capital deployment has a responsibility to take financial crime seriously — and a platform that takes it seriously is one an institutional counterparty can safely engage with.
1. Purpose and Scope
This notice applies where WE ARE TOGETHER or a Partner facilitates an introduction, transaction, or engagement that requires identity verification or source-of-funds diligence consistent with Moroccan anti-money-laundering legislation and international standards, including the recommendations of the Financial Action Task Force (FATF).
2. Our Commitment
We are committed to preventing the Platform from being used, knowingly or unknowingly, to facilitate money laundering, terrorist financing, or the circumvention of applicable sanctions regimes. Where an engagement facilitated through the Platform requires it, we or our licensed Partners will conduct identity verification and, where warranted, enhanced due diligence before that engagement proceeds.
3. When Verification Is Required
Not every use of the Platform triggers a verification requirement — browsing the Knowledge Center or the Opportunities directory does not. Verification becomes relevant at the point an engagement involves an actual transfer of funds, a formal introduction to a regulated financial institution, or a Partner's own regulatory obligation to verify their counterparty.
Why this matters: we would rather ask you a verification question at the right moment than pretend the Platform operates outside the financial system it connects you to. Serious investors expect this discipline, not the absence of it.
4. Information We May Request
Where verification is required, we or our Partner may request: government-issued identification, proof of address, evidence of source of funds or wealth, and, for institutional counterparties, corporate registration documents and beneficial ownership information. We process this information under our Privacy Policy and retain it only for the periods described there.
5. Sanctions Compliance
We do not knowingly facilitate an engagement involving an individual or entity subject to applicable international sanctions. Where sanctions screening is relevant to a specific engagement, it is conducted before that engagement proceeds.
6. Reporting Obligations
Where Moroccan law requires it, suspicious activity is reported to the competent Moroccan authority responsible for receiving such reports. We do not disclose to a User that a report concerning them has been made, where doing so would itself be unlawful ("tipping off").
7. Your Cooperation
Providing accurate, complete information when requested for verification purposes is a condition of proceeding with the relevant engagement. Refusal or provision of false information may result in the engagement being declined or your Account being suspended, consistent with our Terms & Conditions.
8. Contact
Questions about this notice may be directed to compliance@wearetogether.example.
9. Version History
| Version | Date | Summary of Changes |
|---|---|---|
| 1.0 | 30 July 2026 | Initial publication of the AML / KYC Notice. |
Effective Date: 30 July 2026 Last Updated: 30 July 2026